Car Insurance Claims Invalid During Lockdown for non essential journeys

With the current month-long lockdown, and all non essential shops and hospitality services forced to close.

There have been reports that some Insurance companies may try to get out dealing with claims.

John Neill, of Castle Insurance Services, is one of those.  Saying “driving insurance could be invalid if going out during lockdown”

Since the Government has banned all non essential journeys, with the gov.uk website stating: “Travelling away from home, including internationally, is restricted from England except in limited circumstances such as for work or for education.”

This followed after experts warned that if you were to have an accident during a ‘non essential’ journey, you could end up paying thousands to cover the repair.

Florence Codjoe, who works for financial website Uswitch.com, added: “You could end up paying thousands for repairs.

“If you’re unsure about cover during lockdown, speak to your insurer for clarification.”

But the Association of British Insurers (ABI) has responded and now claimed this isn’t true.

A spokesperson told the Banbury Guardian: “Contrary to reports, using your car for non-essential travel will not risk invalidating your car insurance.

“Your cover will not be affected if you drive during the lockdown period. However, all motorists should follow government advice and avoid non-essential travel.”

Admiral also told the publication: “Your insurance will not be affected if you drive during the lockdown period, but all motorists should follow the latest government advice and avoid non-essential travel.”